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Referral Codes & Sign-Up Bonuses

Free money when you sign up — Australia 2025

Curated referral codes and sign-up bonuses from banking, crypto, cashback and productivity apps. All tested and verified by the CheckSpent team.

Banking·Crypto·Cashback·Productivity

How to use these referral codes

Each code below gives you a bonus when you sign up to a new service. Most are Australian-specific offers. Click Open Offer to go to the sign-up page, then click Copy Code to paste it at checkout or during registration. Terms and conditions vary per offer — always read the details before signing up.

Referral disclosure: Some links are referral links. If you sign up, we may receive a small reward at no extra cost to you. This does not affect which services are listed or how they are described. Disclosed in accordance with ACCC guidelines.

Crypto products involve significant risk. The value of crypto assets can go down as well as up. This is not financial advice. See disclaimer.

Banking

Ubank

Get $30

Open the Ubank website, copy the code above, and paste it during sign-up. Make 5 eligible card transactions within 30 days to get $30. See offer terms in the app or on the Ubank website. 18+ only.

2Q87J3U

Open Offer

Up Bank

Get $30

Sign up with code $vanesita, make 5 eligible card transactions within 30 days, and get $30 credited to your account. 18+ only.

$vanesita

Open Offer

Cashback & Shopping

ShopBack

Save $20

Sign up via this link and get $20 cashback on your first eligible purchase.

gbx5pUwww1b

Open Offer

Crypto

Coinbase

Join via Invite

Sign up to Coinbase using this invite link to join the platform.

8N1X8P84

Open Offer

CoinSpot

Get $10 BTC

Open the CoinSpot website, copy the code above, and paste it during sign-up. Make your first AUD deposit to receive $10 in Bitcoin.

REFEB789M

Open Offer

Swyftx

Get $10 AUD in BTC

Sign up, complete identity verification (Gold), make a fiat deposit and a trade within 30 days — and receive $10 AUD of Bitcoin. T&Cs apply.

rf_RqSzQfzDcMEUKE9zid6hAp

Open Offer

Productivity Tools

Wispr Flow

1 Month Free Pro

Sign up and dictate 2,000 words to unlock one free month of Wispr Flow Pro.

EMILIANO136

Open Offer

Find out exactly what you're paying for

Upload your bank statement and get a full subscription report.

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Go further with your savings

Cancellation email templates

$19.95 AUD

18 proven templates to cancel subscriptions, request refunds, and negotiate lower rates.

Subscription report

$29.95 AUD

See exactly what you're paying — uncover hidden subscriptions and find what to cancel first.

1:1 Spending Optimisation Session

$395.00 AUD

60-minute personalised session + written action plan.

For informational purposes only. Not financial advice. Disclaimer